What is Prosper.com?
Prosper is a peer-to-peer lending marketplace where you can invest in personal loans. You earn returns as borrowers make monthly payments. ProsperBot automates the investing process on your behalf.
Is my money safe?
Your money stays in your Prosper.com account at all times. ProsperBot connects via Prosper's official API and can only place investments — it cannot withdraw funds. You can revoke access anytime from your Prosper account settings.
How much do I need to start?
You can invest as little as $25 per note on Prosper. Most users start with $1,000–$5,000 to build a diversified portfolio across many notes.
Can I cancel anytime?
Yes. Cancel your ProsperBot subscription at any time with no penalties. Your Prosper account and investments are unaffected.
How is this different from Prosper's Auto Invest?
Auto Invest reinvests all payments back into new loans — it's a compounding tool. ProsperBot protects your monthly income for withdrawal. It's a cashflow tool designed for people who want to use their returns, not lock them up.
What does ProsperBot actually do each day?
ProsperBot checks for new loan listings on Prosper.com multiple times throughout the trading day. When it finds listings matching your configured risk level and filters, it places $25 investments on your behalf. After each run, it sends you a summary via text, email, or Telegram.
How do I withdraw my money?
Withdrawals are made directly through your Prosper.com account. ProsperBot sends you a monthly reminder when payments are available to withdraw. Log in to Prosper.com, go to your account, and initiate a transfer to your bank.
What if I want to change my investment strategy?
Log in to your ProsperBot dashboard and adjust your settings anytime. Changes take effect on the next bot run. You can modify your risk distribution, investment amount, and loan filters.
Do I need to know anything about Prosper to get started?
No. ProsperBot walks you through everything during setup. You will need to create a free Prosper.com account and make an initial deposit. ProsperBot handles the investing from there.
What happens if I cancel ProsperBot?
Your existing investments on Prosper continue earning returns — they are unaffected. ProsperBot simply stops placing new investments. You retain full access to your Prosper account.