Stop logging in every day to check listings. ProsperBot invests for you — faster, smarter, and around the clock.
Start Your Free TrialProsper.com is a peer-to-peer lending platform where everyday investors fund personal loans and earn monthly interest — starting with as little as $25 per note. Think of it as being the bank while borrowers get competitive rates.
Already investing on Prosper? ProsperBot automates the tedious parts so you don't have to.
New to Prosper? Open a free account to get started.
Sound familiar? Here's what you're doing without automation.
Logging in daily to check for new listings
Sifting through dozens of loans trying to pick the right ones
Placing orders one at a time, $25 at a time
Missing the best loans because they fund in minutes
Wondering whether to reinvest payments or withdraw them
Three steps. Five minutes. Then ProsperBot takes over.
Link your existing Prosper.com account via API. ProsperBot can invest on your behalf but can never withdraw funds.
Choose your loan grade distribution (AA through HR), set filters like debt-to-income ratio and credit scores, and decide how much to invest.
The bot runs at every Prosper listing release — investing your cash, holding your payments for withdrawal, and sending you daily summaries.
Loans fund fast. ProsperBot bids faster — first in line, every time.
| Time to Fill | % of Listings |
|---|---|
| Under 30 minutes | 13% |
| 30 min – 6 hours | 50% |
| 6 – 24 hours | 27% |
| 1+ days | 10% |
The median Prosper listing fully funds in 2 hours 31 minutes. High-yield C-rated loans fill in just 12 minutes.
ProsperBot is timed to the second — ready the moment Prosper releases new listings at 9 AM and 3 PM PT on weekdays, 12 PM PT on weekends. It begins bidding within seconds.
Based on analysis of 500 recently completed Prosper listings, June 2026.
ProsperBot connects via Prosper's official API with invest-only access. It cannot withdraw or transfer your funds.
ProsperBot has been automating Prosper investments for over four years, managing nearly $1 million and over 125,000 loans.
Adjust your distribution, loan filters, notification preferences, and withdrawal settings anytime — no emails to support required.
Unlike Auto Invest, ProsperBot holds your loan payments for withdrawal. Use Prosper as a cashflow tool, not a lockbox.
Start with a 15-day free trial. Cancel anytime.
ProsperBot is a software automation tool, not a financial advisor.